This study aimed to address the limited infiltration capacity of the double ridge-furrow mulching system (DRFM) under heavy rainfall on the Loess Plateau, which exacerbates surface runoff and mid-summer soil water deficits in semi-arid rainfed areas. By incorporating infiltration holes to optimize the system, we evaluated their effects on soil water storage, maize growth, and water use efficiency (WUE). A two-year field experiment (2021-2022) comprised four treatments: conventional flat planting (CK), the traditional ridge-furrow system (CWC), the double ridge-furrow system (DWC), and the double ridge-furrow system with infiltration holes (DWCR). The experimental periods represented a normal precipitation year (2021, 410 mm) and a dry year (2022, 270 mm). Results indicated that the DWCR treatment established preferential flow pathways, significantly enhancing deep soil water storage and its utilization efficiency during critical phenological stages, particularly under drought. This improved deep water accelerated crop growth and boosted yield. Compared to the CK, CWC, and DWC treatments, the DWCR treatment significantly increased plant height, aboveground dry matter (ADM), yield, and WUE. Specifically, the DWCR treatment improved yield and WUE by 0.24-20.04% and 2.75-26.27%, respectively. In the dry year, the yield of the DWC treatment increased by 12.72% compared to its yield in the normal year, whereas the DWCR treatment achieved a greater increase of 19.18%. Root analysis confirmed that the DWCR treatment significantly increased root weight density in the 20-60 cm soil layer under drought, optimizing root spatial distribution and thereby enhancing deep water uptake and drought resistance. In conclusion, incorporating infiltration holes into the DRFM is an effective strategy for optimizing soil water distribution, improving crop drought tolerance and WUE, and promoting sustainable semi-arid rainfed agriculture.